Foreclosures

Foreclosures November 7th 2024

Published: 06 November 2024 | Written by Stewart Parker

NOTICE OF SALE UNDER POWER

GEORGIA, PAULDING COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Carlos San Martin to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for PRIMARY CAPITAL MORTGAGE, LLC, its successors and assigns, dated December 16, 2016, recorded in Deed Book 3645, Page 562, Paulding County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 4689, Page 856, Paulding County, Georgia Records, as last transferred to Lakeview Loan Servicing, LLC by assignment recorded in Deed Book 3984, Page 448, Paulding County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED NINE THOUSAND FOUR HUNDRED NINETY AND 0/100 DOLLARS ($309,490.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Paulding County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in December, 2024, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. § 13-1-11 having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned.

Lakeview Loan Servicing, LLC is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Nationstar Mortgage LLC, 8950 Cypress Waters Blvd, Coppell, TX 75019, (888) 480-2432.

Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan.

To the best knowledge and belief of the undersigned, the party in possession of the property is Carlos San Martin and Claudia Y. San Martin or a tenant or tenants and said property is more commonly known as 160 Red Wood Drive, Dallas, Georgia 30132. Should a conflict arise between the property address and the legal description the legal description will control.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Lakeview Loan Servicing, LLC

as Attorney in Fact for

Carlos San Martin

McCalla Raymer Leibert Pierce, LLC

1544 Old Alabama Road

Roswell, GA 30076

www.foreclosurehotline.net

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 557 of the 3rd District, and 3rd Section of Paulding County, Georgia and being known and designated as Lot 24 of Riverwalk Manor, Unit 1, Phase 4B as per plat recorded in Plat Book 59, Pages 186-187, Paulding County, Georgia records; said plat being made a part hereof and incorporated herein by reference.

MR/jay 12/3/24

Our file no. 24-14786GA - FT2

(6tOct24)

NOTICE OF SALE UNDER POWER

GEORGIA, PAULDING COUNTY

Under and by virtue of the power of sale contained with that certain Security Deed dated April 11, 2006, from Martin Kessel to United States of America acting through the Rural Housing Service or Successor agency, United States Department of Agriculture, recorded on May 10, 2006 in Deed Book 2149 at Page 868, Paulding County, Georgia records, and said Security Deed having been given to secure a note dated April 11, 2006, in the amount of $93,835.00, and said Note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Paulding County, Georgia, on December 3, 2024 the following described real property (hereinafter referred to as the “Property”):

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 429, OF THE 19TH DISTRICT, 3RD SECTION, PAULDING COUNTY, GEORGIA, BEING LOT 90, SOUTHERN TRACE, PHASE THREE, AS MORE PARTICULARLY SHOWN ON PLAT RECORDED IN PLAT BOOK 33, PAGE 82 AND 83, PAULDING COUNTY, GEORGIA RECORDS, WHICH PLAT IS HEREBY REFERRED TO AND INCORPORATED HEREIN BY REFERENCE THERETO FOR A MORE COMPLETE DESCRIPTION OF SAID LOT, BEING IMPROVED PROPERTY NOW OR FORMERLY KNOWN AS 115 SOUTHERN TRACE CROSSING, ACCORDING TO THE PRESENT SYSTEM OF NUMBERING IN PAULDING COUNTY, GEORGIA.

The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys’ fees. Notice of intention to collect attorneys’ fees has been given as provided by law. To the best of the undersigned’s knowledge, the person(s) in possession of the property is/are Martin Kessel.

The property, being commonly known as 115 Southern Trace Crossing, Rockmart, GA 30153 in Paulding County, will be sold as the property of Martin Kessel, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed.

Pursuant to O.C.G.A.§ 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above-described mortgage is as follows: Dawson's Realty & Mortgages, Inc., 1293 Whisperwood Lane, Lawrenceville GA 30043, 678-558-7822. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

Albertelli Law

Attorney for Secretary, United States Department of Agriculture, Rural Development, as Attorney in Fact for Martin Kessel

100 Galleria Parkway, Suite 1000

Atlanta, GA 30339

Phone: (770) 373-4242

THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

- 24-033765

(5tOct31)

NOTICE OF SALE UNDER POWER

GEORGIA, PAULDING COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from MARSHALL EDWARDS, JR. and TERESA EDWARDS to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Village Capital & Investment LLC, its successors and assigns., dated September 12, 2018, recorded October 3, 2018, in Deed Book 3941, Page 763, Paulding County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Fifteen Thousand Two Hundred Sixty-Two and 00/100 dollars ($215,262.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Village Capital & Investment, LLC, there will be sold at public outcry to the highest bidder for cash at the Paulding County Courthouse, within the legal hours of sale on the first Tuesday in December, 2024, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1235 OF THE 3RD DISTRICT, 3RD SECTION, PAULDING COUNTY, GEORGIA, BEING LOT 141 OF HIGHLANDS NORTH SUBDIVISION, PHASE 1, AS PER PLAT RECORDED IN PLAT BOOK 51, PAGES 6-9, PAULDING COUNTY RECORDS, SAID PLAT BE THIS REFERENCE BEING INCORPORATED HEREIN AND MADE A PART HEREOF FOR A COMPLETE LEGAL DESCRIPTION.

Said legal description being controlling, however the property is more commonly known as 32 KELSO WAY, DALLAS, GA 30132.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is MARSHALL EDWARDS, JR., TERESA EDWARDS, or tenants(s).

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Village Capital & Investment, LLC, Loss Mitigation Dept., 2460 Paseo Verde Parkway Suite 110, Henderson, NV 89074, Telephone Number: 1-800-919-0068. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument.

VILLAGE CAPITAL & INVESTMENT, LLC

as Attorney in Fact for

MARSHALL EDWARDS, JR., TERESA EDWARDS

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin, LLC

3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071

Telephone Number: (877) 813-0992 Case No. VCI-19-06790-45

Ad Run Dates 11/07/2024, 11/14/2024, 11/21/2024, 11/28/2024

rlselaw.com/property-listing

(4tNov7)

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA

PAULDING COUNTY

By virtue of a power of sale contained in the Agreement for Deed from Contract Asset Management, LLC (“Grantor”), to Tony C. Miller and Joanne E. Miller (hereinafter referred to jointly as “Grantee” or “Purchaser”), recorded on October 18, 2024 in the Paulding County, Georgia records, Deed Book 5155, Page 732-737, the following described property will be sold at public outcry to the highest bidder for cash at the courthouse door of PAULDING COUNTY, Georgia, within the legal hours of sale on the first Tuesday in December 2024:

Subject property is commonly known as 26 Derby Run, Paulding County, Georgia and is more fully described as:

All that Tract or Parcel of Land lying and being in Land Lot 1280, 3rd District, 3rd Section, Paulding County, Georgia, and being Lot No. 223, Saddle Brook Farms, Phase Three, as per plat recorded in Plat Book 30, Page 159; as revised in Plat Book 32, Page 63 of the Paulding County, Georgia Records, which plat is incorporated herein by reference for a more complete description.

The debt has been declared due because of the default in the payment of said debt per the Agreement for Deed and other possible defaults by the Purchasers. The debt remaining in default, this sale will be made for the purpose of paying the debt and all expenses of this sale, including attorneys’ fees (notice of intent to collect attorneys’ fees having been given).

Said property will be sold on an as-is basis without any recourse, representation, or warranty. The sale will be made subject to the following items which may affect the title to said property: that first priority Georgia Security Deed dated February 8, 2022 in the original amount of $179,900 executed by Contract Asset Management, LLC, payable to Finance of America Mortgage, LLC, and recorded in Deed Book 4711, Pages 418-444, Paulding County Records and all restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property; and any outstanding taxes, assessments and other liens that are superior to the Agreement for Deed being foreclosed hereby.

To the best knowledge and belief of the undersigned, the above described property is in the possession of Purchaser.

Walter P. Walker, Esq.

Beloin Law, L.L.C.

2550 Heritage Court, Suite 200

Atlanta, Georgia 30339; (770) 850-1900

Attorney-in-Fact for Contract Asset Management, LLC

The individual who has the authority to modify, negotiate or settle this matter is Tim West, Manager, Contract Asset Management, LLC, 6175 Hickory Flat Highway, Suite 110-156, Canton, GA 30115, Telephone: 678-662-6803. Nothing in the law or the Agreement for Deed requires any such modification, negotiation or settlement.

The sale will be subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, final confirmation of the Debt with the holder of the Agreement of the Deed, and final confirmation with the holder of the first priority security deed.

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(4tNov7)

NOTICE OF SALE UNDER POWER

GEORGIA, PAULDING COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Cathy Perez to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Homestar Financial, Corp., its successors and assigns, dated April 27, 2023, recorded in Deed Book 4937, Page 283, Paulding County, Georgia Records, as last transferred to Freedom Mortgage Corporation by assignment recorded in Deed Book 5133, Page 708, Paulding County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED SEVENTY-FOUR THOUSAND NINETY-NINE AND 0/100 DOLLARS ($374,099.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Paulding County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in December, 2024, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

Freedom Mortgage Corporation is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Freedom Mortgage Corporation, 11988 Exit 5 Pkwy Bldg 4, Fishers, IN 46037, 855-690-5900.

Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan.

To the best knowledge and belief of the undersigned, the party in possession of the property is Cathy Perez or a tenant or tenants and said property is more commonly known as 272 Nongo Way, Dallas, Georgia 30157. Should a conflict arise between the property address and the legal description the legal description will control.

Freedom Mortgage Corporation

as Attorney in Fact for

Cathy Perez

McCalla Raymer Leibert Pierce, LLC

1544 Old Alabama Road

Roswell, GA 30076

www.foreclosurehotline.net

EXHIBIT “A”

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 927 OF THE 2ND DISTRICT, 3RD SECTION OF PAULDING COUNTY, GEORGIA, BEING LOT 76 OF LEGACY ESTATES SUBDIVISION PHASE 3. AS PER PLAT RECORDED IN PLAT BOOK 73, PAGES 4-7, PAULDING COUNTY RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE

MR/kam 12/3/24

Our file no. 24-15815GA - FT17

(4tNov7)

NOTICE OF SALE UNDER POWER

PAULDING COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Angela Young to Option One Mortgage Corporation dated 10/26/2005 and recorded in Deed Book 2026 Page 902 and modified at Deed Book 2620 Page 320 Paulding County, Georgia records; as last transferred to or acquired by Wells Fargo Bank, National Association as Trustee for Option One Mortgage Loan Trust 2006-1, AssetBacked Certificates, Series 2006-1, conveying the after-described property to secure a Note in the original principal amount of $121,680.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Paulding County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on December 3, 2024 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property:

ALL THAT tract or parcel of land lying and being in Land Lot 548 of the 2nd District, 3rd Section, Paulding County, Georgia, being Lot 98, Phase One, Greystone Subdivision, as per plat recorded in Plat Book 38, Pages 82-87, Paulding County records, which plat is hereby referred to and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 304 Greystone Pkwy, Hiram, GA 30141-4103 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Angela Young or tenant or tenants.

PHH Mortgage Corporation is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage.

PHH Mortgage Corporation 1661 Worthington Rd Suite 100 West Palm Beach, FL 33409 (800) 750-2518

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a

lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, National Association as Trustee for Option One Mortgage Loan Trust 2006-1, Asset-Backed Certificates, Series 2006-1 as agent and Attorney in Fact for Angela Young

Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400.

1017-7049A

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1017-7049A

(4tNov7)

NOTICE OF SALE UNDER POWER

PAULDING COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Cory Agra to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Quicken Loans, LLC, its successors and assigns dated 6/9/2021 and recorded in Deed Book 4531 Page 119 Paulding County, Georgia records; as last transferred to or acquired by ONSLOW BAY FINANCIAL LLC , conveying the after-described property to secure a Note in the original principal amount of $201,275.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Paulding County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on December 3, 2024 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1038 OF THE 3RD DISTRICT, 3RD SECTION OF PAULDING COUNTY, GEORGIA, BEING LOT 74, PARK PLACE ESTATES, AS PER PLAT RECORDED IN PLAT BOOK 16, PAGES 10-11, PAULDING COUNTY RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 129 Park Ave W, Dallas, GA 30157-2193 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Cory Agra or tenant or tenants.

Flagstar Bank, N.A. is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage.

Flagstar Bank, N.A. Loss Mitigation 5151 Corporate Drive Mail Stop: S-142-3 Troy, MI 48098 (800) 393-4887

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

ONSLOW BAY FINANCIAL LLC as agent and Attorney in Fact for Cory Agra

Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400.

1095-203A

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1095-203A

(4tNov7)

NOTICE OF SALE UNDER POWER

GEORGIA, PAULDING COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Austin Wayne Thompson to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Ameris Bank, its successors and assigns, dated February 20, 2020, recorded in Deed Book 4189, Page 411, Paulding County, Georgia Records, as last transferred to Ameris Bank by assignment recorded in Deed Book 4892, Page 228, Paulding County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-SIX THOUSAND SIX HUNDRED SIXTY-SIX AND 0/100 DOLLARS ($166,666.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Paulding County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in December, 2024, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

Ameris Bank is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ameris Bank, 1 Corporate Drive, Suite 360, Lake Zurich, IL 60047, 8006694268.

Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan.

To the best knowledge and belief of the undersigned, the party in possession of the property is Austin Wayne Thompson or a tenant or tenants and said property is more commonly known as 25 Torrent Ct, Rockmart, Georgia 30153. Should a conflict arise between the property address and the legal description the legal description will control.

Ameris Bank

as Attorney in Fact for

Austin Wayne Thompson

McCalla Raymer Leibert Pierce, LLC

1544 Old Alabama Road

Roswell, GA 30076

www.foreclosurehotline.net

EXHIBIT “A”

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 340 AND 341 OF THE 19TH DISTRICT, 3RD SECTION, PAULDING COUNTY, GEORGIA, BEING LOT 10 OF SUNSET MOUNTAIN, PHASE ONE, AS PER PLAT RECORDED IN PLAT BOOK 35, PAGES 179-181, PAULDING COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN MADE A PART HEREOF BY REFERENCE.

MR/kam 12/3/24

Our file no. 22-10368GA - FT18

(4tNov7)

NOTICE OF SALE UNDER POWER

GEORGIA, PAULDING COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Phillip William Hart to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Ditech Financial LLC, its successors and assigns, dated June 2, 2016, recorded in Deed Book 3556, Page 822, Paulding County, Georgia Records, as last transferred to NewRez LLC d/b/a Shellpoint Mortgage Servicing by assignment recorded in Deed Book 5074, Page 420, Paulding County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-EIGHT THOUSAND AND 0/100 DOLLARS ($98,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Paulding County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in December, 2024, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

NewRez LLC d/b/a Shellpoint Mortgage Servicing is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Shellpoint Mortgage Servicing, 75 Beattie Place, Suite 300, Greenville, SC 29601, (800) 365-7107.

Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan.

To the best knowledge and belief of the undersigned, the party in possession of the property is Phillip William Hart or a tenant or tenants and said property is more commonly known as 225 Due West Place, Dallas, Georgia 30157. Should a conflict arise between the property address and the legal description the legal description will control.

NewRez LLC d/b/a Shellpoint Mortgage Servicing

as Attorney in Fact for

Phillip William Hart

McCalla Raymer Leibert Pierce, LLC

1544 Old Alabama Road

Roswell, GA 30076

www.foreclosurehotline.net

EXHIBIT “A”

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 1123, 1124, 1181 OF THE 3RD DISTRICT, 3RD SECTION, PAULDING COUNTY, GEORGIA, BEING LOT 17, OF DUE WEST CROSSING SUBDIVISION, PHASE TWO, AS PER PLAT RECORDED IN PLAT BOOK 26, PAGE 3, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF PAULDING COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION.

MR/mac 12/3/24

Our file no. 24-15977GA - FT18

(4tNov7)

NOTICE OF SALE UNDER POWER

GEORGIA, PAULDING COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Jonathan H Hunter to Navy Federal Credit Union dated September 10, 2019, recorded in Deed Book 4100, Page 697, Paulding County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-EIGHT THOUSAND TWO HUNDRED THIRTY-SEVEN AND 0/100 DOLLARS ($188,237.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Paulding County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in December, 2024, the following described property:

SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice pursuant to O.C.G.A. Â§ 13-1-11 having been given).

be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned.

Navy Federal Credit Union is the holder of the Security Deed to the property in accordance with OCGA Â§ 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is:

Navy Federal Credit Union, 820 Follin Lane, Vienna, VA 22180, (800)258-5948.

Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jonathan H Hunter or a tenant or tenants and said property is more commonly known as 62 Bramlett Meadows Drive, Douglasville, GA 30134. Should a conflict arise between the property address and the legal description the legal description will control.

Navy Federal Credit Union

as Attorney in Fact for

Jonathan H Hunter

McCalla Raymer Leibert Pierce, LLC

1544 Old Alabama Rd

Roswell, GA 30076

www.foreclosurehotline.net

24-15934GA

EXHIBIT A

All that tract or parcel of land lying and being in Land Lots 249 and 332 of the 1st District, 3rd Section, Paulding County, Georgia, being Lot 73, Bramlett Meadows, Unit I, as per plat recorded in Plat Book 39, Page 162, Paulding County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Being the same property as conveyed in that certain Warranty Deed from Stone Valley Communities, LLC to William M. Newman, dated 08/22/2003, recorded in Deed Book 1474, Page 711, Paulding County, Georgia records.

MR / December 3, 2024

Our file no. 24-15934GA-FT8

24-15934GA

(4tNov7)

NOTICE OF SALE UNDER POWER

PAULDING COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Eric Michael Huisman and Jessica Burton to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for On Q Financial, Inc., its successors and assigns dated 6/21/2022 and recorded in Deed Book 4795 Page 491 Paulding County, Georgia records; as last transferred to or acquired by LAKEVIEW LOAN SERVICING, LLC , conveying the after-described property to secure a Note in the original principal amount of $201,872.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Paulding County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on December 3, 2024 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property:

All that tract or parcel of land lying and being in Land Lots 522 and 589, 19th District, 2nd Section, Paulding County, Georgia and being identified and depicted on Plat of Survey for Jack C. Krueger and Debra A. Krueger by Busbee Surveying Co., Inc., Dated July 19, 2000, and being more particularly described as follows; To find the true point of beginning, begin at the corner of Land Lots 522, 521, 589 and 590; run thence north 76 degrees 40 minutes east a distance of 152.25 feet to an iron pin found; Being the true point of beginning; thence north 55 degrees 53 minutes 52 seconds east 166.20 feet to as iron pin found; thence south 27 degrees 53 minutes and 44 seconds east 147.80 feet to an iron pin found on the northerly right of way line of County Line Road (having an 80 foot right of way); running thence southwesterly along the said right of way line 125.0 feet to an iron pin found: thence north 45 degrees 9 minutes 56 seconds west 135.5 feet to an iron pin found at the true point of beginning.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 619 Poplar Springs Rd, Hiram, GA 30141 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Eric Michael Huisman and Jessica Burton or tenant or tenants.

Flagstar Bank, N.A. is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage.

Flagstar Bank, N.A. Loss Mitigation 5151 Corporate Drive Mail Stop: S-142-3

Troy, MI 48098 (800) 393-4887

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

LAKEVIEW LOAN SERVICING, LLC as agent and Attorney in Fact for Eric Michael Huisman and Jessica Burton

Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400.

1095-123A

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1095-123A

(4tNov7)

NOTICE OF SALE UNDER POWER

PAULDING COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Michael E. Witt and Andrea G. Witt to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for The American Eagle Mortgage Co. LLC,, its successors and assigns dated 9/1/2017 and recorded in Deed Book 3762 Page 430 Paulding County, Georgia records; as last transferred to or acquired by PENNYMAC LOAN SERVICES, LLC, conveying the after-described property to secure a Note in the original principal amount of $137,243.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Paulding County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on December 3, 2024 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 842 OF THE 3RD DISTRICT, 3RD SECTION, PAULDING COUNTY, GEORGIA, BEING LOT 151, OF IVEY MEADOW SUBDIVISION, PHASE ONE, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 48, PAGES 195-200, SAID PLAT BEING RE-RECORDED AT PLAT BOOK 49, PAGES 59-64, PAULDING COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 26 Westin Way, Dallas, GA 30132 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Michael E. Witt and Andrea G. Witt or tenant or tenants.

PennyMac Loan Services, LLC is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage.

PennyMac Loan Services, LLC Loss Mitigation 3043 Townsgate Road #200, Westlake Village, CA 91361 1-866-549-3583

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

PENNYMAC LOAN SERVICES, LLC as agent and Attorney in Fact for Michael E. Witt and Andrea G. Witt

Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400.

1120-4037A

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1120-4037A

(4tNov7)

NOTICE OF SALE UNDER POWER

State of GEORGIA, County of PAULDING.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by SHEDRICK E FREEMAN AND ALICIA STEWART FREEMAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (‘’MERS’’) AS NOMINEE FOR BANK OF AMERICA, N.A., dated 01/15/2021, and Recorded on 03/05/2021 as Book No. 4444 and Page No. 462 481, PAULDING County, Georgia records, as last assigned to BANK OF AMERICA, N.A. (the Secured Creditor), by assignment, conveying the after described property to secure a Note of even date in the original principal amount of $96,433.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the PAULDING County Courthouse within the legal hours of sale on the first Tuesday in December, 2024, the following described property:

THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF PAULDING, STATE OF GA, AND IS DESCRIBED AS FOLLOWS:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 692 AND 749 OF THE 2ND DISTRICT, 3RD SECTION PAULDING COUNTY, GEORGIA, BEING LOT 171, BALLENTINE POINTE, PHASE 1, UNIT A, AS PER PLAT RECORDED IN PLAT BOOK 44, PAGES 95 97, PAULDING COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

BANK OF AMERICA, N.A. holds the duly endorsed Note and is the current assignee of the Security Deed to the property. BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, acting on behalf of and, as necessary, in consultation with FEDERAL HOME LOAN MORTGAGE CORPORATION (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44 14 162.2, BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP may be contacted at: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, 7105 CORPORATE DRIVE, PLANO, TX 75024, 800 669 6650. Please note that, pursuant to O.C.G.A. § 44 14 162.2, the secured creditor is not required to amend or modify the terms of the loan.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 30 BAYWOOD WAY, HIRAM, GEORGIA 30141 is/are: SHEDRICK E FREEMAN AND ALICIA STEWART FREEMAN or tenant/tenants.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

Pursuant to O.C.G.A. Section 9 13 172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

BANK OF AMERICA, N.A.

as Attorney in Fact for

SHEDRICK E FREEMAN AND ALICIA STEWART FREEMAN.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

00000010275832

BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP

4004 Belt Line Road, Suite 100

Addison, Texas 75001

Telephone: (972) 341 5398

(4tNov7)

NOTICE OF SALE UNDER POWER

Pursuant to the power of sale contained in the Security Deed executed by ROBBIE E. BUTLER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS GRANTEE, AS NOMINEE FOR TAYLOR, BEAN & WHITAKER MORTGAGE CORP, ITS SUCCESSORS AND ASSIGNS, in the original principal amount of $188,000.00 dated December 8, 2005, and recorded in Deed Book 2065, Page 410, Paulding County records, said Security Deed being last transferred to SELECT PORTFOLIO SERVICING, INC., in Deed Book 5066, Page 958, Paulding County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on December 03, 2024, the property in said Security Deed and described as follows:

PARCEL 'A'

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 683 OF THE 2ND DISTRICT, 3RD SECTION OF PAULDING COUNTY, GEORGIA, CONTAINING 1.70 ACRES AS PER PLAT OF SURVEY FOR RICHARD ALLEN BUTLER, PREPARED BY CECIL R. KELLY, DATED AUGUST 10. 1979, RECORDED ON AUGUST 24,1979, IN PLAT BOOK 9, PAGE 184, OF THE PAULDING COUNTY, GEORGIE, RECORDS, WHICH PLAT IS INCORPORATED HEREIN END MADE A PART HEREOF BY THIS REFERENCE, BALD PROPERTY BEING MORE FULLY AND PARTICULARLY DESCRIBED AS FOLLOWS:

TO REACH THE POINT OF BEGINNING, START AT AN IRON PIN LOCATED AT THE INTERSECTION OF THE SOUTHWEST RIGHT-OF-WAY OF ROSEDALE DRIVE AND THE EAST LAND LOT LINE OF LAND LOT 683; THEN RUN NORTH 43 DEGREES 22 MINUTES WEST FOR A DISTANCE OF 198.62 FEET TO A POINT; THEN RUN NORTH 59 DEGREES 26 MINUTES 20 SECONDS WEST FOR A DISTANCE OF 281.56 CHORD FEET TO A POINT; THEN RUN NORTH 71 DEGREES 6 MINUTES 40 SECONDS WEST FOR A DISTANCE OF 132.13 FEET TO A POINT; THEN RUN NORTH 68 DEGREES 37 MINUTES 30 SECONDS WEST FOR A DISTANCE OF 28.79 FEET IS AN IRON PIN, BEING THE POINT OF BEGINNING; THEN RUN NORTH 64 DEGREES 27 MINUTES 30 SECONDS WEST FOR A DISTANCE OF 214.45 FEET TO AN IRON PIN; THEN RUN SOUTH 13 DEGREES 51 MINUTES WEST TOR A DISTANCE OF 385.94 FEET TOWN IRON PIN: THEN RUN SOUTH 81 DEGREES 43 EAST FOR A DISTANCE OF 211 FEET TO AN IRON PIN; THEN RUN NORTH 13 DEGREES 51 MINUTES EAST FOR A DISTANCE OF 322.02 FEET TO AN IRON PIN AND THE POINT OF BEGINNING.

PARCEL 'B'

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 683 OF THE 2ND DISTRICT, 3RD SECTION OF PAULDING COUNTY, GEORGIA AS PER A PLAT OF SURVEY PREPARED FOR RICHARD ALLEN AND JACKIE S. BUTLER BY CECIL R. KELLY, RIS #2066. DATED MARCH 26, 1986, SAID PLAT OF SURVEY BEING INCORPORATED HEREIN AND MADE A PART HEREOF THIS REFERENCE, SAID PROPERTY BEING MORE FULLY AND PARTICULARLY DESCRIBED AS FOLLOWS:

BEGIN AT THE INTERSECTION OF THE EAST LAND LOT LINE OF LAND LOT 683 AND THE SOUTH RIGHT-OF-WAY OF ROSEDALE DRIVE; THEN RUN SOUTH 1 DEGREE 48 MINUTES WEST FOR A DISTANCE OF 59.95 FEET TO A POINT LOCATED ON THE NORTH RIGHT OF WAY OF SEABOARD AIRLINE RAILWAY RIGHT-OF-WAY; THEN RUN NORTH 81 DEGREES 43 MINUTES WEST FOR A DISTANCE OF 612.17 FEEL TO AN IRON PIN; THEN RUN NORTH 13 DEGREES 51 MINUTES EAST FOR A DISTANCE OF 322.02 FEET TO AN IRON PIN LOCATED ON THE SOUTH RIGHT-OF-WAY OF ROSEDALE DRIVE; THEN RUN SOUTH 68 DEGREES 37 MINUTES 30 SECONDS EAST FOR AN ARC DISTANCE OF 28.79 FEET TO A POINT; THEN RUN SOUTH 71 DEGREES 06 MINUTES 40 SECONDS EAST FOR A DISTANCE OF 132.13 FEET TO A POINT; THEN RUN SOUTH 58 DEGREES 25 MINUTES 20 SECONDS EAST FOR AN ARC DISTANCE OF 285.66 FEET AND A CHORD DISTANCE OF 281.56 FEET TO A POINT; THEN RUN SOUTH 43 DEGREES 22 MINUTES EAST FOR A DISTANCE OF 198.62 FEET TO AN IRON PIN AND THE POINT OF BEGINNING.

Said property being known as: 686 ROSEDALE DR, HIRAM, GA 30141

To the best of the undersigned’s knowledge, the party or parties in possession of said property is/are ROBBIE E. BUTLER or tenant(s).

The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed.

The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows:

Select Portfolio Servicing, Inc.

3217 S. Decker Lake Drive

Salt Lake City, UT 84119

800-635-9698

Note that pursuant to O.C.G.A. § 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.

SELECT PORTFOLIO SERVICING, INC.,

as Attorney-in-Fact for

ROBBIE E. BUTLER

Robertson, Anschutz, Schneid, Crane & Partners, PLLC

13010 Morris Rd.

Suite 450

Alpharetta, GA 30004

Phone: 470.321.7112

Firm File No. 24-184316 - DoP

(4tNov7)

NOTICE OF SALE UNDER POWER

State of Georgia, County of PAULDING. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by WILLIAM M JONES AND JULIE L JONES to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (‘’MERS’’) AS NOMINEE FOR HOME LOAN CENTER, INC., DBA LENDINGTREE LOANS , dated 01/26/2007, and Recorded on 04/19/2007 as Book No. 02390 and Page No. 37 43, PAULDING County, Georgia records, as last assigned to TOWD POINT MORTGAGE TRUST ASSET BACKED SECURITIES, SERIES 2021 SJ1, U.S. BANK NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE (the Secured Creditor), by assignment, conveying the after described property to secure a Note of even date in the original principal amount of $38,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the PAULDING County Courthouse within the legal hours of sale on the first Tuesday in December, 2024, the following described property: ALL THAT TRACT AND PARCEL OF LAND LYING AND BEING IN LAND LOTS 991 AND 1026 OF THE 2ND DISTRICT AND 3RD SECTION OF PAULDING COUNTY, GEORGIA, AND BEING LOT NO. 190 OF CARRINGTON POINTE AT LAKE SWAN SUBDIVISION, PHASE FIVE, AS SHOWN BY PLAT OF SAID SUBDIVISION RECORDED IN THE REAL PROPERTY RECORDS OF PAULDING COUNTY, GEORGIA, IN PLAT BOOK 24, PAGES 26, 31 AND 46; SAID PLAT BEING MADE A PART HEREOF BY THIS REFERENCE THERETO FOR A MORE COMPLETE DESCRIPTION OF THE METES AND BOUNDS, COURSES AND DISTANCES OF SAID PROPERTY.

SOURCE OF TITLE: BOOK: 440, PAGE: 602, RECORDED DATE: 04/10/1995. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). TOWD POINT MORTGAGE TRUST ASSET BACKED SECURITIES, SERIES 2021 SJ1, U.S. BANK NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE holds the duly endorsed Note and is the current assignee of the Security Deed to the property. NEWREZ LLC d/b/a SHELLPOINT MORTGAGE SERVICING, acting on behalf of and, as necessary, in consultation with TOWD POINT MORTGAGE TRUST ASSET BACKED SECURITIES, SERIES 2021 SJ1, U.S. BANK NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44 14 162.2, NEWREZ LLC d/b/a SHELLPOINT MORTGAGE SERVICING may be contacted at: NEWREZ LLC d/b/a SHELLPOINT MORTGAGE SERVICING, 601 OFFICE CENTER DRIVE, SUITE 100, FORT WASHINGTON, PA 19034, 866 825 2174. Please note that, pursuant to O.C.G.A. § 44 14 162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 401 LAKEVIEW LANE, HIRAM, GEORGIA 30141 is/are: WILLIAM M JONES AND JULIE L JONES or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9 13 172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. TOWD POINT MORTGAGE TRUST ASSET BACKED SECURITIES, SERIES 2021 SJ1, U.S. BANK NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE as Attorney in Fact for WILLIAM M JONES AND JULIE L JONES. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000010289015 BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP 4004 Belt Line Road, Suite 100 Addison, Texas 75001 Telephone: (972) 341 5398.

(4tNov7)

NOTICE OF SALE UNDER POWER

PAULDING COUNTY, GEORGIA

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Cornelius E. Freeman to JPMorgan Chase Bank, N.A. dated April 2, 2013 and recorded on April 16, 2013 in Deed Book 03137, Page 0657, Paulding County, Georgia Records, and later assigned to Nationstar Mortgage LLC by Assignment of Security Deed recorded on July 7, 2023 in Deed Book 4961, Page 453, Paulding County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Eighty-Six Thousand Three Hundred Fifty-Four And 00/100 Dollars ($86,354.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Paulding County, Georgia, within the legal hours of sale on December 3, 2024 the following described property:

Tax Id Number(s): 247.2.1.012.0000

Land Situated in the County of Paulding in the State of GA

All that tract or parcel of land lying and being in Land Lot 229 of the 18th District, 2nd Section of Paulding County, Georgia, being Lot 115, Sterling Pointe, as per plat recorded in Plat Book 26, Page 118 and 119, Paulding County records, said plat of survey is incorporated herein by reference thereto.

Commonly known as: 170 Sterling Dr., Powder Springs, GA 30127

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Your mortgage servicer, Nationstar Mortgage LLC d/b/a Rushmore Servicing, as servicer for Nationstar Mortgage LLC, can be contacted at 877-888-4623 or by writing to Lake Vista 4, 800 State Highway 121 Bypass, Lewisville, TX 75067, to discuss possible alternatives to avoid foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the parties in possession of the property are Cornelius E. Freeman or tenant(s); and said property is more commonly known as 170 Sterling Drive, Powder Springs, GA 30127.

Nationstar Mortgage LLC as Attorney in Fact for Cornelius E. Freeman

McMichael Taylor Gray, LLC

3550 Engineering Drive, Suite 260

Peachtree Corners, GA 30092

404-474-7149

MTG File No.: GA2024-00735

(4tNov7)

770 445 3379

Foreclosures

Foreclosures November 7th 2024

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