Foreclosures January 9th 2025

Published: 11 December 2024 | Written by Stewart Parker

NOTICE OF SALE UNDER POWER

PAULDING COUNTY, GEORGIA

Under and by virtue of the Power of Sale contained in a Security Deed given by James Smith to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Fremont Investment & Loan, dated October 3, 2005, and recorded in Deed Book 1995, Page 339, Paulding County, Georgia Records, as last transferred to HSBC Bank USA, National Association, as Trustee for Fremont Home Loan Trust 2005-E, Mortgage-Backed Certificates, Series 2005-E by assignment recorded on September 19, 2012 in Book 3052 Page 743 in the Office of the Clerk of Superior Court of Paulding County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Three Thousand Nine Hundred Fifty-Five and 0/100 dollars ($103,955.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Paulding County, Georgia, within the legal hours of sale on February 4, 2025, the following described property:

All that tract or parcel of land lying and being in land lot 434, 19th District, 3rd Section, Paulding County, Georgia, being Lot 34, Tanner Farms subdivision as per plat recorded in Plat Book 38, page 102, Paulding County, Georgia records, which plat is incorporated herein by reference for a more complete description and delineation of the lot dimensions thereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: PHH Mortgage Corporation they can be contacted at 1-800-750-2518 for Loss Mitigation Dept, or by writing to 1661 Worthington Rd., Ste. 100, West Palm Beach, Florida 33409, to discuss possible alternatives to avoid foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is James Smith or tenant(s); and said property is more commonly known as 302 Tanner Farm Dr, Rockmart, GA 30153.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure.

HSBC Bank USA, National Association, as Trustee for Fremont Home Loan Trust 2005-E, Mortgage-Backed Certificates, Series 2005-E as Attorney in Fact for James Smith.

Brock & Scott, PLLC

4360 Chamblee Dunwoody Road

Suite 310

Atlanta, GA 30341

404-789-2661

B&S file no.: 22-20253

(4tJan9)

NOTICE OF SALE UNDER POWER

PAULDING COUNTY, GEORGIA

Under and by virtue of the Power of Sale contained in a Security Deed given by Latoya Levette Jordan and Delores Curry to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Loan Simple, Inc., dated April 13, 2023, and recorded in Deed Book 4924, Page 234, Paulding County, Georgia Records, as last transferred to Village Capital & Investment LLC by assignment recorded on February 27, 2024 in Book 5051 Page 345 in the Office of the Clerk of Superior Court of Paulding County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Four Hundred Seven Thousand Four Hundred Eighty-Three and 0/100 dollars ($407,483.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Paulding County, Georgia, within the legal hours of sale on February 4, 2025, the following described property:

The following described real property situated and being in the County of Paulding, State of Georgia, to wit:

All that tract or parcel of land lying and being in Land Lot 963 of the 3rd District and 3rd Section of Paulding County, Georgia, and being Lot 152 of Madison Park, Phase One, as shown upon that Final Plat of survey, filed of record in Plat Book 46, Pages 47-49, revised in Plat Book 49, Pages 168-170, Paulding County, Georgia Records; said plats are incorporated herein by reference for a more complete and accurate description of the property.

Property Address: 35 Indigo Court, Dallas, GA 30132

Parcel ID: R0688 91/077.2.4.031.0000

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Village Capital & Investment LLC they can be contacted at (801) 206-4170 for Loss Mitigation Dept, or by writing to 2460 Paseo Verde Parkway, Suite 110, Henderson, Nevada 89074, to discuss possible alternatives to avoid foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Latoya Levette Jordan and Delores Curry or tenant(s); and said property is more commonly known as 35 Indigo Ct, Dallas, GA 30132.

Village Capital & Investment LLC as Attorney in Fact for Latoya Levette Jordan and Delores Curry.

Brock & Scott, PLLC

4360 Chamblee Dunwoody Road

Suite 310

Atlanta, GA 30341

404-789-2661

B&S file no.: 24-04121

(4tJan9)

NOTICE OF SALE UNDER POWER

GEORGIA, PAULDING COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Damond Trujillo to Homestar Financial Corp. dated November 8, 2017, recorded in Deed Book 3789, Page 885, Paulding County, Georgia Records, as last transferred to Georgia Housing and Finance Authority by assignment recorded in Deed Book 3789, Page 898, Paulding County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE

HUNDRED SIXTY-TWO THOUSAND THREE HUNDRED FIFTY-SEVEN AND 0/100 DOLLARS ($162,357.00), with

interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse

door of Paulding County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of

sale on the first Tuesday in February, 2025, the following described property:

SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible

events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security

Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale,

as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. Â§ 13-1-11 having been

given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet

due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate

survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and

any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will

be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned.

Georgia Housing and Finance Authority is the holder of the Security Deed to the property in accordance with OCGA

Â§ 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is:

State Home Mortgage, 60 Executive Park South, Atlanta, GA 30333, 404-679-4908/-3133.

Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan.

To the best knowledge and belief of the undersigned, the party in possession of the property is Damond Trujillo or a tenant or tenants and said property is more commonly known as 144 Cathy Lane, Hiram, GA 30141. Should a conflict arise between the property address and the legal description the legal description will control.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Georgia Housing and Finance Authority

as Attorney in Fact for

Damond Trujillo

McCalla Raymer Leibert Pierce, LLC

1544 Old Alabama Rd

Roswell, GA 30076

www.foreclosurehotline.net

24-16129GA

EXHIBIT "A"

All that tract and parcel of land lying and being in Land Lot 974 of the 2nd District and 3rd Section of Paulding County, Georgia, and being Lot No. 33 of Block B of Deer Run Subdivision as shown by plat of said subdivision recorded in the Real Property Records of Paulding County, Georgia, in Plat Book 7, Page 106; said plat being made a part hereof by this reference thereto for a more complete description of the metes and bounds, courses and distances of said property.

MR / February 4, 2025

Our file no. 24-16129GA-FT17

24-16129GA

(4tJan9)

NOTICE OF SALE UNDER POWER

GEORGIA, PAULDING COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Gregory K Morris Jr to Mortgage

Electronic Registration Systems, Inc., as grantee, as nominee for MID-CONTINENT FUNDING, INC., its successors and

assigns dated August 19, 2021, recorded in Deed Book 4591, Page 558, Paulding County, Georgia Records, and as modified by

that certain Loan Modification Agreement recorded in Deed Book 5022, Page 248, Paulding County, Georgia Records, as last

transferred to Sente Mortgage, Inc. by assignment recorded in Deed Book 5109, Page 117, Paulding County, Georgia Records,

conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED FORTY-

TWO THOUSAND TWENTY-NINE AND 0/100 DOLLARS ($442,029.00), with interest thereon as set forth therein, there

will be sold at public outcry to the highest bidder for cash before the courthouse door of Paulding County, Georgia, or at

such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in February,

2025, the following described property:

SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible

events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security

Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale,

as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. Â§ 13-1-11 having been

given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet

due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate

survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and

any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will

be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned.

Sente Mortgage, Inc. is the holder of the Security Deed to the property in accordance with OCGA Â§ 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is:

Sente Mortgage, Inc., 1 Corporate Drive, Suite 360, Lake Zurich, IL 60047, 8006694268.

Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan.

To the best knowledge and belief of the undersigned, the party in possession of the property is Gregory K Morris, Jr

and Christina R Morris or a tenant or tenants and said property is more commonly known as 260 Misty Hill Trl, Dallas, GA 30132. Should a conflict arise between the property address and the legal description the legal description will

control.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy

Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Sente Mortgage, Inc.

as Attorney in Fact for

Gregory K Morris Jr

McCalla Raymer Leibert Pierce, LLC

1544 Old Alabama Rd

Roswell, GA 30076

www.foreclosurehotline.net

24-14748GA

EXHIBIT "A"

All that tract or parcel of land lying and being in Land Lot 601 of the 3rd District, 3rd Section, Paulding County, Georgia, being Lot C-18, Seven Hills Subdivision, Unit 3, as per plat recorded in Plat Book 48, Page 54, Paulding County, Georgia, which plat is incorporated herein and made a part hereof.

MR / February 4, 2025

Our file no. 24-14748GA-FT18

24-14748GA

(4tJan9)

NOTICE OF SALE UNDER POWER

PAULDING COUNTY, GEORGIA

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by John L. Hood to Mortgage Electronic Registration Systems, Inc. (“MERS”) as grantee, as nominee for Nationstar Mortgage LLC dated May 22, 2013 and recorded on June 6, 2013 in Deed Book 3158, Page 830, Paulding County, Georgia Records, and later assigned to Nationstar Mortgage LLC by Assignment of Security Deed recorded on December 23, 2024 in Deed Book 5183, Page 3, Paulding County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Seventy-Eight Thousand Five Hundred Forty-Five And 00/100 Dollars ($78,545.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Paulding County, Georgia, within the legal hours of sale on February 4, 2025 the following described property:

All that tract or parcel of land lying and being in Land Lot 128 of the 19th District, 3rd Section of Paulding County, Georgia and being more particularly described as follows:

To find the point of beginning, begin at the Northerly right of way of Yorkville Pass f/k/a known as Brushy Mountain Road and the Easterly right of way of Highway 101 f/k/a U.S. Highway 278 (100 foot right of way); thence running Northerly along the Easterly right of way of Highway 101 for a distance of 490.75 feet to a point; thence running South 46 degrees 56 minutes 56 seconds West a distance of 306.99 feet to a point. Being the point of beginning; thence running North 72 degrees 08 minutes 14 seconds East for a distance of 276.41 feet to a point; thence running South 46 degrees 56 minutes 46 seconds East for a distance of 50.00 feet to a point; thence running South 00 degrees 14 minutes 08 seconds West for a distance of 45.97 feet to a point, thence running South 72 degrees 08 minutes 14 seconds West for a distance of 237.82 feet to a point; thence running North 46 degrees 56 minutes 56 seconds West a distance of 100.00 feet to a point, said point being the point of beginning.

Together with a perpetual, non-exclusive easement for ingress and egress being fifty feet in width and lying to the Northeast and immediate adjacent to a bearing more particularly described in said security deed.

Said tract being 55 acres and intended to be in accordance with a plat of survey for Harry Keener by Dean Olson Land Surveying, P.C., RLS#2806, dated April 26, 2007. Said plat is incorporated hereby reference thereto.

Being the same property conveyed to John L. Hood by deed from Harry L. Keener, Jr. recorded 05/14/2007 in Deed Book 2404 Page 941, in the Office of the Clerk of the Superior Court of Paulding County, Georgia.

Tax ID #: 124.2.2.002.0000

Your mortgage servicer, Nationstar Mortgage, LLC d/b/a Mr. Cooper, as servicer for Nationstar Mortgage LLC, can be contacted at 877-888-4606 or by writing to 800 State Highway 121 Bypass Lewisville, TX 75067, to discuss possible alternatives to avoid foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the parties in possession of the property are John L. Hood or tenant(s); and said property is more commonly known as 87 Brushy Path, Rockmart, GA 30153.

Nationstar Mortgage LLC as Attorney in Fact for John L. Hood

McMichael Taylor Gray, LLC

3550 Engineering Drive, Suite 260

Peachtree Corners, GA 30092

404-474-7149

MTG File No.: GA2024-01108

(4tJan9)

NOTICE OF SALE UNDER POWER

PAULDING COUNTY, GEORGIA

Under and by virtue of the Power of Sale contained in a Security Deed given by Wesley T. Cheetham and Candice H. Cheetham to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Ameris Bank, dated December 21, 2020, and recorded in Deed Book 4401, Page 21, Paulding County, Georgia Records, as last transferred to Truist Bank by assignment recorded on April 26, 2024 in Book 5077 Page 96 in the Office of the Clerk of Superior Court of Paulding County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Ninety Thousand Four Hundred and 0/100 dollars ($190,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Paulding County, Georgia, within the legal hours of sale on February 4, 2025, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1062 OF THE 3RD DISTRICT, 3RD SECTION OF PAULDING COUNTY, GEORGIA, BEING LOT 12 OF CAMBERLEY PARK, PHASE TWO, AS PER PLAT RECORDED IN PLAT BOOK 30, PAGE 65, PAULDING COUNTY RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Truist Bank, successor by merger to SunTrust Bank they can be contacted at (800) 443-1032 for Loss Mitigation Dept, or by writing to 1001 Semmes Avenue, Richmond, Virginia 23224, to discuss possible alternatives to avoid foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Candice H. Cheetham and Wesley T. Cheetham or tenant(s); and said property is more commonly known as 247 Waburn Walk, Dallas, GA 30132.

Truist Bank as Attorney in Fact for Wesley T. Cheetham and Candice H. Cheetham.

Brock & Scott, PLLC

4360 Chamblee Dunwoody Road

Suite 310

Atlanta, GA 30341

404-789-2661

B&S file no.: 24-12931

(4tJan9)

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA, COUNTY OF PAULDING

By virtue of a Power of Sale contained in that certain Security Deed from Christopher S. Voyles to Mortgage Electronic Registration Systems, Inc., as nominee for Success Mortgage Partners, Inc, dated June 30, 2016 and recorded on July 11, 2016 in Deed Book 3563, Page 199, in the Office of the Clerk of Superior Court of Paulding County, Georgia, said Security Deed having been given to secure a Note of even date, in the original principal amount of One Hundred Sixty-Nine Thousand Six Hundred Sixty-Five and 00/100 dollars ($169,665.00) with interest thereon as provided therein, as last transferred to PennyMac Loan Services, LLC, recorded in Deed Book 3820, Page 525, aforesaid records, will be sold at public outcry to the highest bidder for cash before the courthouse door of Paulding County, Georgia, or at such place as has or may be lawfully designated as an alternative location, within the legal hours of sale on the first Tuesday in February, 2025, all property described in said Security Deed including but not limited to the following described property:

All that tract or parcel of land lying and being in Land Lot 55 and 56 of the 3rd District, 3rd Section, Paulding County, Georgia, being Lot 15, Birchwood Farms Subdivision, Unit 1, as per plat recorded in Plat Book 42, Page 54, Paulding County, Georgia Records, which plat is incorporated herein by reference and made a part of this description. Said property being known as 240 SUGAR BIRCH WAY according to the present system of numbering property in Paulding County, Georgia.

Said property may more commonly be known as 240 Sugar Birch Way, Dallas, GA 30132.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The individual or entity that has full authority to negotiate, amend and modify all terms of the

loan is PennyMac Loan Services, LLC, 3043 Townsgate Rd., Westlake Village, CA 91361, 818-224- 7442.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: a) zoning ordinances; b) matters which would be disclosed by an accurate survey or by an inspection of the property; c) any outstanding ad valorem taxes, including taxes, which constitute liens upon said property whether or not now due and payable; d) special assessments; e) the right of redemption of any taxing authority; f) all outstanding bills for public utilities which constitute liens upon said property; g) all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owners and party in possession of the property are Christopher S. Voyles and or tenant(s). The sale will be conducted subject to 1) confirmation that the sale is not prohibited under the U.S. Bankruptcy code and 2) final confirmation and audit of the status of the loan with the holder of the Security Deed.

PennyMac Loan Services, LLC as Attorney-in-Fact for Christopher S. Voyles

Contact:

Padgett Law Group: 6267 Old Water Oak Road, Suite 203, Tallahassee, FL 32312; (850) 422-2520 Ad Run Dates: 01/09/2025 ,01/16/2025 ,01/23/2025 ,01/30/2025 ;

(4tJan9)

NOTICE OF SALE UNDER POWER

State of Georgia, County of PAULDING. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by WILLIAM M JONES AND JULIE L JONES to FIRST FRANKLIN FINANCIAL CORP., SUBSIDIARY OF NATIONAL CITY BANK OF INDIANA , dated 08/31/2004, and Recorded on 09/07/2004 as Book No. 1722 and Page No. 0530, PAULDING County, Georgia records, as last assigned to THE BANK OF NEW YORK MELLON, F/K/A THE BANK OF NEW YORK, AS SUCCESSOR TO JP MORGAN CHASE BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE FIRST FRANKLIN MORTGAGE LOAN TRUST 2004 FF10. (the Secured Creditor), by assignment, conveying the after described property to secure a Note of even date in the original principal amount of $171,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the PAULDING County Courthouse within the legal hours of sale on the first Tuesday in February, 2025, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 991 & 1026 OF THE 2ND DISTRICT, 3RD SECTION, PAULDING COUNTY, GEORGIA, BEING LOT 190, CARRINGTON POINTE AT LAKE SWAN, PHASE FIVE, AS PER PLAT RECORDED IN PLAT BOOK 26, PAGE 98, PAULDING COUNTY, GEORGIA RECORDS, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART OF THIS DESCRIPTION, BEING PROPERTY KNOWN AS 401 LAKEVIEW LANE ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN SAID COUNTY. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). THE BANK OF NEW YORK MELLON, F/K/A THE BANK OF NEW YORK, AS SUCCESSOR TO JP MORGAN CHASE BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE FIRST FRANKLIN MORTGAGE LOAN TRUST 2004 FF10. holds the duly endorsed Note and is the current assignee of the Security Deed to the property. NEWREZ LLC d/b/a SHELLPOINT MORTGAGE SERVICING, acting on behalf of and, as necessary, in consultation with THE BANK OF NEW YORK MELLON, F/K/A THE BANK OF NEW YORK, AS SUCCESSOR TO JP MORGAN CHASE BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE FIRST FRANKLIN MORTGAGE LOAN TRUST 2004 FF10. (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44 14 162.2, NEWREZ LLC d/b/a SHELLPOINT MORTGAGE SERVICING may be contacted at: NEWREZ LLC d/b/a SHELLPOINT MORTGAGE SERVICING, 601 OFFICE CENTER DRIVE, SUITE 100, FORT WASHINGTON, PA 19034, 866 825 2174. Please note that, pursuant to O.C.G.A. § 44 14 162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 401 LAKEVIEW LN, HIRAM, GEORGIA 30141 is/are: WILLIAM M JONES AND JULIE L JONES or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9 13 172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. THE BANK OF NEW YORK MELLON, F/K/A THE BANK OF NEW YORK, AS SUCCESSOR TO JP MORGAN CHASE BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE FIRST FRANKLIN MORTGAGE LOAN TRUST 2004 FF10. as Attorney in Fact for WILLIAM M JONES AND JULIE L JONES. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000010282937 BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP 4004 Belt Line Road, Suite 100 Addison, Texas 75001 Telephone: (972) 341 5398.

(4tJan9)

NOTICE OF SALE UNDER POWER

PAULDING COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Jacquelyn Talley to Wells Fargo Bank, N.A. dated 5/10/2022 and recorded in Deed Book 4775 Page 954 Paulding County, Georgia records; as last transferred to or acquired by Wells Fargo Bank, N.A., conveying the after-described property to secure a Note in the original principal amount of $190,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Paulding County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on February 4, 2025 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property:

All that tract or parcel of land lying and being in Land Lot 994 of the Second (2nd) District, Third (3rd) Section, Paulding County, Georgia, being Lot 17, Camden Woods Subdivision, Phase One, as per plat recorded in Plat Book 24, Page 163, revised in Plat Book 25, Page 82, Paulding County, Georgia Deed Records which plat is incorporated herein and made a part hereof by this reference. Being improved property known as 215 Camden frail according to the present system of numbering houses in Paulding County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 215 Camden Trl, Dallas, GA 30157 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Estate and/or Heirs to Jacquelyn Talley or tenant or tenants.

Wells Fargo Bank, NA is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage.

Wells Fargo Bank, NA Loss Mitigation 3476 Stateview Boulevard Fort Mill, SC 29715 1-800-678-7986

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, N.A. as agent and Attorney in Fact for Jacquelyn Talley

Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400.

1000-20301A

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-20301A

(4tJan9)

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from WILLIE RAY PORTER and HATTIE MAE PORTER to UNITED COMMUNITY BANK, dated February 11, 2016, recorded March 9, 2016, in Deed Book 3507, Pages 813-820, Paulding County, Georgia records, said Security Deed being given to secure a Note from WILLIE RAY PORTER and HATTIE MAE PORTER dated February 11, 2016, in the original principal amount of Seventy-Six Thousand and 00/100 ($76,000.00) Dollars, with interest due thereon on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door in Paulding County, Georgia, within the legal hours of sale on the first Tuesday in February, 2025, the following described property:

All that tract or parcel of land lying and being in Land Lot 472 of the 1st District, 3rd Section of Paulding County, Georgia and being Lot 15 of the Heritage Subdivision, Phase One, as per plat recorded in Plat Book 28, Page 55, Paulding County, Georgia records, which plat is incorporated herein by this reference and made a part of this description.

Subject to restrictions, reservations, easements, covenants, oil, gas or mineral rights of record, if any.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, the right of redemption of any taxing authority, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above; including but not limited to that certain Security Deed from Willie Ray Porter a/k/a Willie R. Porter to MERS, as nominee for Branch Banking and Trust Company dated March 19, 2012, recorded in Deed Book 2986, Page 845, Paulding County, Georgia records.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed.

Pursuant to O.C.G.A. § 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: United Community Bank, 560 Airport Industrial Drive, Blairsville, Georgia 30512, (800) 822-2651. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan.

To the best knowledge and belief of the undersigned, the party in possession of the property is the ESTATE OF WILLIE RAY PORTER and ESTATE OF HATTIE MAE PORTER or a tenant or tenants and said property is more commonly known as 66 Blackberry Lane, Douglasville, Georgia 30134.

UNITED COMMUNITY BANK,

as attorney in Fact for WILLIE RAY PORTER and HATTIE MAE PORTER

Harold E. Gill, Jr., Esq.

Stites & Harbison, PLLC

303 Peachtree Street, N.E.

Suite 2800

Atlanta, Georgia 30308

(404) 739-8841

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(4tJan9)

NOTICE OF SALE UNDER POWER

Pursuant to the power of sale contained in the Security Deed executed by TEENA B. JENKINS AND GARY D. JENKINS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS GRANTEE, AS NOMINEE FOR TRUIST BANK in the original principal amount of $283,500.00 dated February 9, 2021, and recorded in Deed Book 4437, Page 145, Paulding County records, said Security Deed being last transferred to SELECT PORTFOLIO SERVICING, INC. in Deed Book 5182, Page 918, Paulding County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on February 04, 2025, the property in said Security Deed and described as follows:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 886 OF THE 3RD DISTRICT AND 3RD SECTION OF PAULDING COUNTY, GEORGIA AND BEING LOT 25 OF BRIGHTONDALE SUBDIVISION, AS SHOWN ON A FINAL PLAT FOR BRIGHTONDALE, DATED AUGUST 9, 2005, PREPARED BY CARLTON RAKESTRAW & ASSOCIATES, CERTIFIED BY W. CARLTON RAKESTRAW, JR., GA RLS #2236, RECORDED IN PLAT BOOK 45, PAGES 196-197, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF PAULDING COUNTY, GEORGIA, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE AND ACCURATE DESCRIPTION

Said property being known as: 127 VIVID LN, DALLAS, GA 30132

To the best of the undersigned’s knowledge, the party or parties in possession of said property is/are TEENA B. JENKINS AND GARY D. JENKINS or tenant(s).

The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed.

The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows:

Select Portfolio Servicing, Inc.

3217 S. Decker Lake Drive

Salt Lake City, UT 84119

800-635-9698

Note that pursuant to O.C.G.A. § 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.

SELECT PORTFOLIO SERVICING, INC.,

as Attorney-in-Fact for

TEENA B. JENKINS AND GARY D. JENKINS

Robertson, Anschutz, Schneid, Crane & Partners, PLLC

13010 Morris Rd., Suite 450

Alpharetta, GA 30004

Phone: 470-321-7112

Firm File No. 24-251784 - KaK

(4tJan9)

NOTICE OF SALE UNDER POWER

PAULDING COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Shante Randolph to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Nations Direct Mortgage, LLC, its successors and assigns dated 2/10/2023 and recorded in Deed Book 4898 Page 923 Paulding County, Georgia records; as last transferred to or acquired by Nations Direct Mortgage, LLC, conveying the after-described property to secure a Note in the original principal amount of $517,805.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Paulding County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on February 4, 2025 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property:

All that tract or parcel of land lying and being in Land Lot 401 of the 3rd District, 3rd Section of Paulding County Georgia, and being Lot 138, The Creek at Arthur Hills Phase 2, Unit B, as per plat thereof recorded in Plat Book 71, Page 56-57, Paulding County, Georgia records, which plat is by reference incorporated and made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 26 Riverclub Road, Acworth, GA 30101 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Shane Randolph, as Trustee of The Randolph and Co Estates Trust, dated 01/20/2024 and any amendments thereto or tenant or tenants.

PHH Mortgage Corporation is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage.

PHH Mortgage Corporation 1661 Worthington Rd Suite 100 West Palm Beach, FL 33409 (800) 750-2518

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a

lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

Nations Direct Mortgage, LLC as agent and Attorney in Fact for Shante Randolph

Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400.

1017-7177A

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1017-7177A

(4tJan9)

NOTICE OF SALE UNDER POWER

PAULDING COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Retha G. Cobb to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Generation Mortgage Company, its successors and assigns dated 5/15/2013 and recorded in Deed Book 3154 Page 25 Paulding County, Georgia records; as last transferred to or acquired by Mortgage Assets Management, LLC, conveying the after-described property to secure a Note in the original principal amount of $171,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Paulding County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on February 4, 2025 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 119 OF THE 18TH DISTRICT, 2ND SECTION, PAULDING COUNTY, GEORGIA, BEING LOT 120, BRAMLETT FARM SUBDIVISION, UNIT 3, AS PER PLAT RECORDED IN PLAT BOOK 34, PAGE 41, PAULDING COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION. SAID PROPERTY BEING KNOWN AS 548 BRAMLETT WAY ACCORDING TO THE PRESENT SYSTEM OF NUMBERING PROPERTY IN PAULDING COUNTY, GEORGIA.

SUBJECT TO ANY EASEMENTS AND RESTRICTIONS OF RECORD.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 548 Bramlett Way, Powder Springs, GA 30127-8740 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Retha G. Cobb or tenant or tenants.

PHH Mortgage Corporation is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage.

PHH Mortgage Corporation Loss Mitigation 1661 Worthington Rd Suite 100 West Palm Beach, FL 33409 888-918-1110

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Mortgage Assets Management, LLC as agent and Attorney in Fact for Retha G. Cobb

Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400.

1341-1220A

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1341-1220A

(4tJan9)

Notice of Judicial Foreclosure

STATE OF GEORGIA

PAULDING COUNTY

There will be sold by the Paulding County Sheriff’s Office at public outcry to the highest bidder for cash before the Courthouse door of Paulding County, Georgia within the legal hours of sale on the first Tuesday in February, to wit, February 4, 2025 the following described property:

All that tract or parcel of land lying and being in Land Lot 859 of the 19th District and 3rd Section, Paulding County, Georgia, being shown as Lot 20 of Oak Hill Pointe Subdivision, as per plat recorded in Plat Book 48, Pages 72-73, Paulding County, Georgia Records, said plat is incorporated herein for a more complete and accurate description of said property.

Said property is owned by Defendants Angela Leeder and Anna Leeder a/k/a Betty Jean Foucault and has been levied upon to satisfy a FiFa in the amount of $61,039.10, issued from the Superior Court of Paulding County, State of Georgia (Civil Action No. 20-CV001122-P3), and recorded on April 25, 2024, in Lien Book 309, Page 519, Paulding County, Georgia Lien Records, in favor of Winn Construction Company. Notice of levy and sale having been given to the defendant in FiFa and any tenant in possession.

To the best knowledge and belief of the undersigned, Angela Leeder and Anna Leeder a/k/a Betty Jean Foucault are in possession of the Subject Property known as 12 Shingle Oak Court Dallas, Georgia 30157.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Plaintiff’s lien first set out above, and any encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Plaintiff’s lien first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the United States Bankruptcy Code, and (2) final confirmation and audit of the status of the lien with the holder of the Order to foreclose.

Counsel for Plaintiff:

Winn Construction Company

c/o Mason Rountree, Esq.

ROUNTREE LAW FIRM

2 Courthouse Square

Dallas, Georgia 30132

Phone: 770-443-6060

The Paulding County Sheriff makes no warranties whatsoever as to the above described property. The Sheriff specifically makes no warranty of title as to defects of title or survey or liens and encumbrances or other defects in conjunction with the sale. The Sheriff reserves the right to reject any and all bids made, regardless of the amount, for the purchase of the above described property.

Purchaser shall pay costs in connection with the sale.

Govern yourself accordingly.

Ashley Henson

Sheriff of Paulding County, Georgia

180 Constitution Boulevard

Dallas, Georgia 30132

(4tJan9)

770 445 3379

Foreclosures January 9th 2025

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